Did Your Insurance Company Undervalue Your Belongings After a Loss?
Rachael Eslao • July 24, 2025
Did Your Insurance Company Undervalue Your Belongings After a Loss?
All Service Adjusting of Ft. Myers | Fort Myers, FL
When disaster strikes, your home isn’t the only thing affected—your personal belongings are often lost, damaged, or destroyed. But many homeowners in Ft. Myers are shocked to learn how little their insurance company is willing to pay for them. At All Service Adjusting of Ft. Myers, we fight to make sure your personal property is valued fairly.
Why Insurance Payouts for Belongings Are Often Too Low:
- Insurers use depreciation tables that reduce value based on age—not actual worth
- Many claims are processed with generic estimates, not based on what you owned
- Homeowners often don’t know how to properly document lost items
- Companies may offer replacement costs only after actual cash value is contested
How Public Adjusters Help Recover More:
- We assist with complete content inventory and item-by-item valuation
- Use of current market data to establish accurate replacement values
- Recovery of everything from furniture and clothing to electronics and collectibles
- Detailed documentation to justify your claim to the insurer
Tips for Protecting Yourself:
- Take photos or video of your belongings before a loss occurs
- Keep receipts or log big-ticket items digitally
- After a loss, don’t rely solely on memory—let a public adjuster help you reconstruct your inventory
You paid for coverage—don’t settle for a lowball offer. If you’ve experienced a fire, flood, or theft in Ft. Myers, All Service Adjusting can help you recover the full value of your belongings. Call us today for a content claim review that works in your favor.
Before calling a roofer, protect your rights. If your roof has suffered storm damage in Ft. Myers, contact All Service Adjusting first.
At All Service Adjusting, we work on behalf of policyholders in Fort Myers to ensure every claim is thoroughly documented, accurately valued, and fairly settled.
Trust All Service Adjusting for professional insurance adjustment support that prioritizes your business and bottom line.
At All Service Adjusting Fort Myers, we’ve seen firsthand how confusion over coverage can delay claims and reduce payouts for homeowners across Fort Myers, FL.
At All Service Adjusting Fort Myers, we recommend reviewing your policy at least once a year—and anytime major life or property changes occur.
If your insurer finds issues, All Service Adjusting can step in to review your report and help you address discrepancies—especially if your home is later damaged and you need to file a claim.
If you’ve experienced storm damage, don’t go it alone. All Service Adjusting in Fort Myers helps homeowners get the most out of their insurance claim—ensuring nothing gets overlooked and that you’re compensated fairly.
Mold damage claims can be tricky, but All Service Adjusting is here to ensure your insurance company pays what you’re owed. If you’re dealing with mold after water damage, contact us today for a consultation and claim evaluation!
If you’re dealing with property damage in Fort Myers, FL, don’t let the insurance company dictate your settlement. All Service Adjusting is here to protect your best interests and secure the payout you deserve.
If you’re a landlord or property manager dealing with an insurance claim, don’t leave money on the table. Let All Service Adjusting in Fort Myers, FL handle the process and fight for the compensation you deserve.
