FAQ Denied Claims

Why Choose Us

Expert Insurance Claim Solutions Tailored to Your Needs

All Service Adjusting is your dedicated partner in public service, committed to empowering clients with valuable knowledge about various insurance claim scenarios, such as wind and hurricane losses, flood damage, fire and smoke damage, and more. Our top priority is delivering exceptional insurance adjusting services, ensuring the utmost satisfaction for our clients. Throughout the negotiation process with insurance companies, we prioritize the best interests of our clients, ensuring their needs are met with unwavering dedication.

A white background with a few words on it.

Available 24 hours a day, 7 days a week

239-347-5792

Will my insurance premium increase if I report a claim?

Most premiums go up every year regardless of if a claim is reported or not. Insurance companies insure the whole state. Therefore, if a storm were to occur in part of Florida causing a large payout, then all policyholders in Florida will have their premiums raised.
Will my insurance company cancel my policy if I file a claim?

The State of Florida allows us to work directly for the policyholder as an advocate as the Policyholder has a right to hire a Public Adjuster on their behalf.
Will my insurance company cancel my policy for hiring a Public Adjuster?

Most insurance companies only drop policyholders if they are considered high-risk. Risk levels are assessed by the number of claims reported to the insurance company over a specific period of time and age of the property.
Do I always need a Public Adjuster?

No. There is no need to hire a Public Adjuster if the insurance company has provided you with a fair settlement and has indemnified you fully.
What is the difference between a Public Adjuster and an attorney?

Public Adjusters are familiar with the entire claim from beginning to end as we are the ones that assess and estimate the damages to properly adjust the claim. Public Adjusters see the damages firsthand and know what it takes to fully indemnify the Policyholder. We are also the only licensed professional who can invoke appraisals to settle the claim in a timely manner. Litigated claims take longer to settle. However, there are times when an attorney may be added to the file at no additional cost.
Does a Public Adjuster need to be licensed?

Public adjusters are licensed in most states and subject to strict laws governing their
services and ethics. For peace of mind, make sure your public adjusters are members of the National Association of Public Adjusters (NAPIA). At Adjusters International, we are both licensed and we are members of NAPIA.
How do Public Adjusters get paid?

We get paid a percentage of the recovery amount for your insurance claim. It is a contingency contract and we don't get paid unless you do. There is NO RECOVERY NO FEE.
How much are Public Adjusters able to get me?

According to the OPPAGA government study done Policyholders received 574% higher payments for regular insurance claims & 747% more for catastrophe insurance claims when using a Public Adjuster. Every claim is different.

A large tree has fallen on top of a house.

A map showing the location of fort myers and cape coral

We Proudly Serve the

Fort Myers Area

Fort Myers

LaBelle

Lehigh Acres

Cape Coral

Fort Myers Beach

Captiva

Estero

Bonita Springs

Ave Maria

Immokalee

Felda

Get The Settlement You Are Entitled To!

Fill out the form, or call us to set up a meeting at

239-347-5792

A white background with a few lines on it

Available 24 hours a day, 7 days a week

239-347-5792

Testimonials

Recent Blog Posts

A close up of a mold growing on a piece of wood.

239-347-5792

Testimonials

“John Fuentes goes above and beyond to make sure his clients receive the best outcome to settle their claim and provides them with a team of resources of great people/companies who can help repair or restore their homes. Thank you John for also reading over the policies to ensure we understand what the policy coverage is. I’ve never worked with some in the insurance field who was as dedicated as John to help someone who had already lost so much. I Highly Recommend John Fuentes, don’t fight the insurance companies on your own, trust John to get you the best results, he works for you not the insurance company..”

Cris Perez
Button
"Without a doubt I will recommend All Service Adjusting! They are the absolute best! John Fuentes fought for me when the insurance company denied my claim without even inspecting the property. He was amazing from the beginning of the claim process, through the end; explained every single step of the way! He can help you with hurricane, mold , wind claims! You name it! He is there!
If you need a Public Adjuster, Mr Fuentes at All Service Adjusting is the way to go! Trustworthy ! Reliable! Knowledgeable! Responsible!"

Yanim Romero
Button
"I cannot begin to explain how amazing my experience was with John Fuentes. My husband and I had major property damage from hurricane Sally. We had a leak in our roof that caused mold to spread throughout the house. Our home insurance refused to pay without even inspecting our property. John was very responsive and came quick to our aid. He managed the entire project from start to finish and got the insurance to pay us fully for our damages. We were able to repair our home in very timely manner. We would recommend All Service Adjusting with a full five stars."

Annette Camarillo
Button
"Can’t say enough about All Service Adjusting. Tremendous help throughout our claim process. Initially Tower Hill insurance said our fire loss was a denial. However we hired All Service Adjusting immediately and they sent out an engineer who conducted a report on our behalf. We managed to change the coverage determination and walk away with a check of 73k. This is one service we will be using again."

Edgar Lange
Button
"I cannot say enough good things about Mr. John Fuentes. I have worked with him on many property loss claims and he always puts his clients first -- from roof leaks, plumbing leaks, Hurricane damage, he has experience doing it all. He is an extremely honest and hard working public adjuster that somehow always gets his clients maximum payments FAST! Strongly recommend John and his team at All Service Adjusting, Inc.!"

Danny Ilani
Button